If you own a boat, having a boat insurance policy is essential.  Having a policy can limit significant out-of-pocket expenses if an accident occurs. 

How Much Is Boat Insurance in Florida? 

Boat insurance prices can vary significantly depending on factors like location and boat model. Boat insurance is typically more expensive in Florida than other states because of the extensive coastline. Florida also has a longer boating season than many other locations, so you’ll need coverage for a more extended time. 

Your insurance provider will likely consider the following factors when determining the cost of your boat insurance policy: 

• Type of watercraft

• Safety measures

• Horsepower of boat

• Age of boat

• Boating history

The agents at Flagler Insurance Agency can help you learn more about the cost of boat insurance in Florida. 

Why Do You Need Boat Insurance? 

You can enjoy your time on the water even more when you have the peace of mind adequate coverage can bring. Here are a few things to consider: 

• If you’re in an accident or your watercraft is stolen, it costs money—often a lot—to fix or replace it.

• If you or any passengers are injured in an accident, medical care can be expensive.

• If your watercraft is responsible for damage or injury to others, you may be sued.

• Your watercraft also needs protection on land since accidents can happen while towing a watercraft.

Contact Our Agency 

If you live near Cape Coral, Florida, the agents at Flagler Insurance Agency can help you learn more about boat insurance policies and coverage costs so you can decide on the right coverage for you and your boat. 

For additional information, contact our agency today at 866-998-6155.