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Life Insurance Information
Life Insurance in Cape Coral FL & Fort Myers FL
Life insurance may help you leave a strong financial legacy to your loved ones after you pass away. If you are looking for coverage in Cape Coral, Florida, and the surrounding area, Flagler Insurance Agency may be able to help. To learn more, call 866-998-6155 or get a life insurance quote today.
How Does Life Insurance Work?
Upon an insured individual’s death, life insurance can provide a financial settlement (commonly called a death benefit) to the policy’s designated beneficiaries. The funds may help deliver financial assistance to beneficiaries even though the insured is no longer be around to provide for them. For example, coverage may help your survivors pay for your funeral expenses, cover the cost of a mortgage, or simply continue to cover their costs of living.
What Are the Different Types of Life Insurance Policies?
There are many types of life insurance policies. However, most fall into two categories:
Term policies provide coverage for a certain length of time, such as 5, 10 or 20 years. If you die during the policy term, your beneficiary can file a claim for the death benefit.
Permanent (whole life) policies typically offer coverage for the rest of your life (as long as you continue to pay for them). Permanent policies can provide death benefits and may also include cash value components. During your lifetime, you may be able to borrow against or withdraw the cash value, as well as use it to pay future policy premiums.
To learn more about the types of protection provided by different types of life insurance, speak to a Flagler agent.
How Much Life Insurance Do I Need?
Choosing the right amount of life insurance may involve weighing factors such as your income, current expenses, and your policy goals. Speak to an agent to learn more about what you may need to consider when choosing life insurance.
What Does Life Insurance Cost?
Various factors, such as your age and the value of your policy’s death benefit, may influence your life insurance premiums. To learn more about how policies are priced, ask a Flagler agent.
Flagler Insurance Agency’s goal is to help residents of Cape Coral, Florida, and the surrounding area find reliable life insurance solutions. To learn more call 866-998-6155 or get a life insurance quote today.