What is miscellaneous errors and omissions Insurance?

Miscellaneous errors and omissions (E&O) insurance, also referred to as professional liability, offers more flexible coverage designed for a wide variety of small businesses and sole practitioners. Consultants, self-employed individuals, and businesses providing a service that relies on their unique skills and expertise should consider a miscellaneous E&O policy. This kind of coverage helps protect them from lawsuits, hire competent defense lawyers, and if necessary, help pay a settlement.

What kind of business or individual would need a miscellaneous E&O policy?

Miscellaneous E&O protects many small businesses and individuals in the Equine world.

Miscellaneous E&O insurance is a vital part of any healthy business which:

• Offers special skills and experience
• Is held to a higher standard of care
• Provides expert advice to unrelated third parties
• Receives payment or a fee from the third party for the advice

The miscellaneous errors and omissions policies we write provide coverage for negligence arising out of professional services, including personal injury. Our policies can also help pay for things like contingent bodily injury and property damage, sexual abuse, loss of earnings and expense reimbursement, and public relations expenses.

If you would like to learn more, please contact a Flagler Insurance agent for details.