HURRICANE IAN NOTICE: To file a claim, please contact your carrier’s Claims Department directly. Please click here for a list of our carriers’ phone numbers.

Call Us 866-998-6155 ☰ ˟
calendar
File A ClaimRisk & Safety Advisors 866-998-6155
  • HOME
  • GET A QUOTE
    • HomeownersImage of right arrow
      • Homeowners Quote
      • Condo Unit Owners Quote
      • Renters Insurance Quote
      • Manufactured Home Quote
      • Mobile Home Quote
      • Builders Risk Quote
      • Vacant Property Quote
    • Automobile
    • Equine & Farm
    • Motorcycle
    • Trailer Insurance
    • Flood
    • Umbrella
    • Personal Watercraft & BoatImage of right arrow
      • Boat Quote
      • Yacht Quote
      • Jet Ski Quote
    • Golf Cart
    • RV's & MotorhomeImage of right arrow
      • Motorhome Quote
      • Travel Trailer Quote
      • ATV Quote
    • Condo Owners
    • Renters
    • Manufactured & Mobile Homes
    • Business & CommercialImage of right arrow
      • Builders Risk Insurance Quote
      • Commercial Auto Quote
      • Commercial Property Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Life & AnnuitiesImage of right arrow
      • Individual Life Insurance Quote
      • Mortgage Protection Quote
      • Key Person (Key Man) Quote
      • Disability Insurance Quote
  • FIND AN AGENT
  • JOIN US
  • ABOUT US
    • About Us
    • Our Locations
    • Employee Directory
    • Testimonials
    • Privacy Policy
    • Carriers
  • RESOURCES
    • Refer a Friend
    • Calculators
    • Insurance Glossary
  • Equine
    • Get A Quote
    • Equine & Farm
    • Events
    • Missy Sullivan
  • CONTACT
    • Contact Us
    • Join Our Newsletter
  • RISK & SAFETY ADVISORS
vintage home icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
vintage car icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
vintage boat icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
vintage briefcase icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
vintage horse icon

Equine

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Missed an Auto Insurance Payment: What to Do Now
FRIDAY, SEPTEMBER 23, 2022

Missed an Auto Insurance Payment: What to Do Now

Making on-time payments to your auto insurance company is critical.  

Usually, making your payment at one time to cover the entire coverage period is best. If that’s not possible, many insurers allow you to make monthly payments. However, missing just one of those payments can lead to the cancellation of your policy. What should you do if the check wasn’t in the mail in time? 

Contact Your Car Insurance Provider First 


Don’t delay in contacting your insurer. Inform them of the mistake. Ask them what steps you can take to make payment.  a blue car parked in a parking lot

You may avoid cancellation if you are only a few days late. If your policy went unpaid for longer, your insurer may cancel the plan. It’s important to contact them immediately to get payments caught up. 

Going without car insurance even for a day can be problematic. Insurance companies often raise rates for those who have missed payments. Additionally, your current insurer may no longer wish to provide coverage to you. Most auto insurance companies are completely understanding. They know that sometimes payments come in late. However, if you continue to make late payments, they may cancel your coverage. This could put you at risk of violating coverage requirements in your state. 

Avoiding Late Payments 


The better option is to avoid making late payments whenever possible. You can reduce this risk in many ways: 

  • Set up auto payment. Let your insurer pull the funds directly out of your bank account before they are due. 

  • Pay your policy in full instead of in monthly payments. You may save a few dollars doing this as well. 

  • Pay a month in advance. This can give you a bit of a cushion for late payments. 


Being able to pay for your auto insurance online can help you minimize this risk. Talk to your auto insurance agent right away if you think there may be a lapse in coverage. It can be expensive to get back into a plan.  

Most companies will provide you with advanced warning of the cancellation. And, if you are having trouble making your payment, let your car insurance provider know that. They may be able to help you find lower rates from a modified policy. Keeping your coverage on time and in line is critical. It helps you meet all legal requirements and reduces your risks. 
Posted 6:49 PM

Tags: auto, car, insurance, coverage, accident
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • insurance(23)
  • coverage(21)
  • commercial(9)
  • policy(7)
  • liability(7)
  • general(5)
  • homeowners(4)
  • business(4)
  • car(4)
  • auto(4)
  • life(3)
  • accident(3)
  • whole(3)
  • terms(3)
  • boat(3)
  • small(3)
  • workers(3)
  • retirement(3)
  • watercraft(3)
  • compensation(3)
  • workers compensation(2)
  • life insurance(2)
  • auto insurance(1)
  • vehicle(1)
  • general liability insurance(1)
  • restaurant(1)
  • atv(1)
  • requirements(1)
  • damage(1)
  • rv insurance(1)
  • powersport(1)
  • liquour(1)
  • workers comp(1)
  • flood(1)
  • homeowners insurance(1)
  • driveway(1)
  • home(1)

View Mobile Version

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Corporate Office

250 Royal Palm Way
Palm Beach, FL 33480

P: 239-274-9200 | Toll-Free: 866-998-6155 | Fx: 239-791-8643
© Copyright. All rights reserved.