Call Us 866-998-6155 ☰ ˟
Logo
Risk & Safety Advisors Call Us 866-998-6155
  • HOME
  • GET A QUOTE
    • HomeownersImage of right arrow
      • Homeowners Quote
      • Condo Unit Owners Quote
      • Renters Insurance Quote
      • Manufactured Home Quote
      • Mobile Home Quote
      • Builders Risk Quote
      • Vacant Property Quote
    • Automobile
    • Motorcycle
    • Flood
    • Umbrella
    • Personal Watercraft & BoatImage of right arrow
      • Boat Quote
      • Yacht Quote
      • Jet Ski Quote
    • Golf Cart
    • RV's & MotorhomeImage of right arrow
      • Motorhome Quote
      • Travel Trailer Quote
      • ATV Quote
    • Condo Owners
    • Renters
    • Manufactured & Mobile Homes
    • Business & CommercialImage of right arrow
      • Builders Risk Insurance Quote
      • Commercial Auto Quote
      • Commercial Property Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Life & AnnuitiesImage of right arrow
      • Individual Life Insurance Quote
      • Mortgage Protection Quote
      • Key Person (Key Man) Quote
      • Disability Insurance Quote
  • FIND AN AGENT
  • JOIN US
  • ABOUT US
    • About Us
    • Our Locations
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • RESOURCES
    • Refer a Friend
    • Calculators
    • Insurance Glossary
  • CONTACT
    • Contact Us
    • Join Our Newsletter
  • RISK & SAFETY ADVISORS
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Automobile Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life/Annuities Icon

All Other Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Who Needs Life Insurance?
FRIDAY, MARCH 11, 2022

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.  

This applies to people in the following situations: 

1. If you are married, you need life insurance. Life insurance ensures that your spouse has money to pay your medical bills, funeral costs and will have money to live on and make the adjustment of not having you there. How much life insurance you need depends on how much money you make, or does it? Yes, you want life insurance to cover your salary if you are gone. But, you also want life insurance to cover the cost of child care, housekeeping etc., if you are a stay at home parent. You might not be making a salary, but what you do for your household is expensive to replace. 
 

2. If you have children, you need life insurance. The life insurance policy can cover college costs, transition costs and will be valuable if your children need to live with a guardian after you are gone. Your life insurance protects their future if you are not there to provide. 
 

3. If you are single without children, you need life insurance. Why? Because someone has to pay your bills. Unless you are wealthy enough for all your end of life bills to be paid—including your mortgage and medical bills—then you need life insurance to protect your family’s finances. 
 

4. If you are retired, you need life insurance. So, your house is paid off and you have ample money in the bank for those end of life expenses. But, what if something happens to one of your children and you need to care for your grandchildren? Don't wait until it's too late to get life insurance to protect your loved ones. Plus, it would be nice to pass on some money to those grandchildren to give them a financial boost. 

Are you ready to talk about life insurance? Our agents are happy to assist you. 

We’ll help you get started. Call Flagler Insurance Agency at 239-274-9200 for more information on life insurance. 
Posted 4:04 PM

Tags: life, insurance, policy, terms, retirement, whole
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020

  • insurance(16)
  • coverage(13)
  • policy(5)
  • liability(4)
  • commercial(4)
  • homeowners(3)
  • car(3)
  • auto(3)
  • general(2)
  • life(2)
  • accident(2)
  • life insurance(2)
  • whole(2)
  • terms(2)
  • business(2)
  • boat(2)
  • small(2)
  • retirement(2)
  • watercraft(2)
  • workers compensation(1)
  • auto insurance(1)
  • vehicle(1)
  • general liability insurance(1)
  • restaurant(1)
  • atv(1)
  • requirements(1)
  • damage(1)
  • rv insurance(1)
  • powersport(1)
  • liquour(1)
  • workers comp(1)
  • workers(1)
  • flood(1)
  • homeowners insurance(1)
  • driveway(1)
  • home(1)
  • compensation(1)

View Mobile Version

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Corporate Office

1091 NE Pine Island Rd. Suite A
Cape Coral, FL 33909

P: 239-274-9200 | Toll-Free: 866-998-6155 | Fx: 239-791-8643
© Copyright. All rights reserved. | Powered by Insurance Website Builder